:root {
  --ink: #111113;
  --ink-soft: #242426;
  --paper: #f3efe7;
  --paper-deep: #e8e1d5;
  --white: #fffdfa;
  --coral: #ff5a45;
  --coral-dark: #d93c2b;
  --brass: #b79a62;
  --muted: #6f6b66;
  --line: rgba(17, 17, 19, .16);
  --shell: min(1240px, calc(100vw - 48px));
  --radius: 22px;
  --shadow: 0 28px 80px rgba(17, 17, 19, .12);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: "Aptos", "Segoe UI", Helvetica, Arial, sans-serif; font-size: 16px; line-height: 1.55; -webkit-font-smoothing: antialiased; }
body.nav-open { overflow: hidden; }
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-underline-offset: 4px; }
button, input, select, textarea { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { line-height: .98; letter-spacing: -.045em; }
p:last-child { margin-bottom: 0; }

.shell { width: var(--shell); margin-inline: auto; }
.section { padding: clamp(84px, 10vw, 148px) 0; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; z-index: 1000; top: 12px; left: 12px; transform: translateY(-160%); background: var(--white); color: var(--ink); padding: 12px 18px; font-weight: 800; border: 2px solid var(--ink); }
.skip-link:focus { transform: translateY(0); }

.eyebrow { display: inline-flex; align-items: center; gap: 10px; margin-bottom: 22px; color: var(--coral-dark); font-size: 12px; font-weight: 900; letter-spacing: .19em; line-height: 1.2; text-transform: uppercase; }
.eyebrow::before { content: ""; width: 28px; height: 2px; background: currentColor; }
.eyebrow-light { color: #ff907f; }
.button { display: inline-flex; min-height: 54px; align-items: center; justify-content: center; gap: 14px; padding: 0 24px; border: 1px solid transparent; border-radius: 999px; text-decoration: none; font-size: 13px; font-weight: 900; letter-spacing: .03em; cursor: pointer; transition: transform .22s ease, background-color .22s ease, color .22s ease, border-color .22s ease; }
.button:hover { transform: translateY(-2px); }
.button:focus-visible, .primary-nav a:focus-visible, .text-link:focus-visible, .accordion button:focus-visible, .nav-toggle:focus-visible { outline: 3px solid var(--brass); outline-offset: 4px; }
.button-coral { background: var(--coral); color: var(--ink); }
.button-coral:hover { background: #ff7967; }
.button-dark { background: var(--ink); color: var(--white); }
.button-dark:hover { background: #303034; }
.button-ghost { color: var(--white); border-color: rgba(255, 255, 255, .42); }
.button-ghost:hover { background: rgba(255, 255, 255, .09); border-color: var(--white); }
.button-small { min-height: 44px; padding-inline: 19px; font-size: 12px; }
.button-row { display: flex; flex-wrap: wrap; gap: 12px; }
.text-link { display: inline-flex; gap: 10px; align-items: center; color: var(--ink); text-decoration: none; padding-bottom: 5px; border-bottom: 2px solid var(--coral); font-size: 13px; font-weight: 900; text-transform: uppercase; letter-spacing: .05em; }
.text-link span { transition: transform .2s ease; }
.text-link:hover span { transform: translate(2px, -2px); }

.announcement { min-height: 36px; display: flex; align-items: center; justify-content: center; gap: 9px; padding: 7px 16px; background: var(--coral); color: var(--ink); font-size: 12px; font-weight: 800; letter-spacing: .03em; text-align: center; }
.announcement a { font-weight: 900; }
.site-header { position: sticky; z-index: 100; top: 0; height: 86px; display: flex; align-items: center; background: rgba(243, 239, 231, .93); border-bottom: 1px solid rgba(17, 17, 19, .1); backdrop-filter: blur(18px); -webkit-backdrop-filter: blur(18px); }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.brand { width: min(300px, 47vw); text-decoration: none; }
.brand img { width: 100%; height: auto; }
.primary-nav { display: flex; align-items: center; gap: 34px; }
.primary-nav > a:not(.button) { position: relative; padding: 10px 0; color: var(--ink); font-size: 13px; font-weight: 800; text-decoration: none; }
.primary-nav > a:not(.button)::after { content: ""; position: absolute; right: 0; bottom: 3px; left: 0; height: 2px; background: var(--coral); transform: scaleX(0); transform-origin: right; transition: transform .24s ease; }
.primary-nav > a:hover::after, .primary-nav > a.is-active::after { transform: scaleX(1); transform-origin: left; }
.nav-toggle { display: none; width: 48px; height: 48px; padding: 11px; border: 0; border-radius: 50%; background: var(--ink); color: var(--white); cursor: pointer; }
.nav-toggle > span:not(.sr-only) { width: 21px; height: 2px; display: block; margin: 4px auto; background: currentColor; transition: transform .25s ease, opacity .25s ease; }

.home-hero { position: relative; min-height: min(760px, calc(100vh - 122px)); overflow: hidden; display: flex; align-items: center; background: var(--ink); color: var(--white); }
.hero-art { position: absolute; inset: 0; background-image: linear-gradient(90deg, rgba(17,17,19,.98) 0%, rgba(17,17,19,.9) 34%, rgba(17,17,19,.26) 67%, rgba(17,17,19,.03) 100%), url("images/hero-protection.webp"); background-size: cover; background-position: center; }
.hero-art::after { content: ""; position: absolute; inset: 0; background: linear-gradient(0deg, rgba(17,17,19,.34), transparent 42%); }
.hero-inner { position: relative; z-index: 2; padding: 92px 0 105px; }
.hero-copy { width: min(715px, 64vw); }
.hero h1 { max-width: 720px; margin-bottom: 28px; font-size: clamp(68px, 8.4vw, 132px); font-weight: 800; letter-spacing: -.075em; }
.hero h1 em { color: var(--coral); font-family: Georgia, "Times New Roman", serif; font-weight: 400; letter-spacing: -.06em; }
.hero-copy > p { max-width: 650px; margin-bottom: 34px; color: rgba(255, 255, 255, .76); font-size: clamp(18px, 1.6vw, 23px); line-height: 1.55; }
.hero-note { display: flex; align-items: center; gap: 10px; margin-top: 46px; color: rgba(255,255,255,.57); font-size: 12px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.hero-note span { width: 8px; height: 8px; border-radius: 50%; background: var(--coral); box-shadow: 0 0 0 6px rgba(255,90,69,.16); }
.hero-index { position: absolute; z-index: 2; right: 28px; bottom: 24px; color: rgba(255,255,255,.5); font-size: 11px; font-weight: 800; letter-spacing: .15em; transform: rotate(-90deg); transform-origin: right bottom; }
.quick-lines { background: var(--coral); }
.quick-lines-inner { min-height: 74px; display: flex; align-items: center; justify-content: space-around; gap: 20px; font-size: 12px; font-weight: 900; letter-spacing: .16em; text-transform: uppercase; }
.quick-lines i { width: 4px; height: 4px; border-radius: 50%; background: var(--ink); opacity: .45; }

.split-intro { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(350px, .75fr); gap: clamp(58px, 9vw, 140px); align-items: start; }
.split-intro h2, .manifesto-grid h2, .claims-support-grid h2, .audience-grid h2 { max-width: 760px; margin-bottom: 0; font-size: clamp(48px, 6vw, 87px); }
.rich-copy .lead { color: var(--ink); font-size: clamp(21px, 2vw, 27px); line-height: 1.45; letter-spacing: -.018em; }
.rich-copy p { color: var(--muted); font-size: 17px; line-height: 1.75; }
.rich-copy .text-link, .rich-copy .button { margin-top: 15px; }

.coverage-preview { background: var(--ink); color: var(--white); }
.section-heading { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(250px, .55fr); column-gap: 70px; align-items: end; margin-bottom: 62px; }
.section-heading .eyebrow { grid-column: 1 / -1; }
.section-heading h2 { max-width: 790px; margin: 0; font-size: clamp(48px, 5.5vw, 78px); }
.section-heading > p { color: var(--muted); font-size: 18px; }
.section-heading-light > p { color: rgba(255,255,255,.6); }
.coverage-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); border-top: 1px solid rgba(255,255,255,.16); border-left: 1px solid rgba(255,255,255,.16); }
.coverage-card { position: relative; min-height: 500px; padding: clamp(32px, 4vw, 56px); border-right: 1px solid rgba(255,255,255,.16); border-bottom: 1px solid rgba(255,255,255,.16); overflow: hidden; transition: background-color .3s ease; }
.coverage-card:hover { background: #1b1b1e; }
.coverage-card-featured { background: var(--coral); color: var(--ink); }
.coverage-card-featured:hover { background: #ff6a56; }
.card-number { position: absolute; top: 28px; right: 30px; color: rgba(255,255,255,.34); font-size: 12px; font-weight: 900; letter-spacing: .14em; }
.coverage-card-featured .card-number { color: rgba(17,17,19,.45); }
.line-icon { width: 58px; height: 58px; display: grid; place-items: center; margin-bottom: 68px; border: 1px solid currentColor; border-radius: 50%; }
.line-icon svg { width: 28px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linejoin: round; stroke-linecap: round; }
.coverage-card h3 { margin-bottom: 18px; font-size: clamp(34px, 3vw, 47px); }
.coverage-card p { max-width: 520px; color: rgba(255,255,255,.65); font-size: 16px; }
.coverage-card-featured p { color: rgba(17,17,19,.72); }
.coverage-card ul { margin: 28px 0 38px; padding: 0; list-style: none; color: rgba(255,255,255,.78); }
.coverage-card-featured ul { color: rgba(17,17,19,.76); }
.coverage-card li { position: relative; padding: 8px 0 8px 19px; border-top: 1px solid rgba(255,255,255,.13); }
.coverage-card-featured li { border-color: rgba(17,17,19,.15); }
.coverage-card li::before { content: "+"; position: absolute; left: 0; color: var(--coral); font-weight: 900; }
.coverage-card-featured li::before { color: var(--ink); }
.coverage-card > a { display: inline-flex; gap: 12px; text-decoration: none; font-size: 12px; font-weight: 900; letter-spacing: .08em; text-transform: uppercase; }

.process-section { background: var(--white); }
.process-grid { display: grid; grid-template-columns: minmax(320px, .75fr) minmax(0, 1.25fr); gap: clamp(70px, 10vw, 150px); align-items: start; }
.process-sticky { position: sticky; top: 130px; }
.process-sticky h2 { margin-bottom: 25px; font-size: clamp(50px, 5.5vw, 80px); }
.process-sticky p { max-width: 440px; margin-bottom: 34px; color: var(--muted); font-size: 18px; }
.process-steps { border-top: 1px solid var(--line); }
.process-steps article { display: grid; grid-template-columns: 64px 1fr; gap: 20px; padding: 36px 0 42px; border-bottom: 1px solid var(--line); }
.process-steps article > span { color: var(--coral-dark); font-size: 12px; font-weight: 900; letter-spacing: .14em; }
.process-steps h3 { margin-bottom: 13px; font-size: clamp(28px, 3vw, 39px); }
.process-steps p { max-width: 600px; color: var(--muted); font-size: 16px; line-height: 1.75; }

.dark-statement { background: #1a1919; color: var(--white); }
.dark-statement-grid { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(360px, .75fr); gap: 100px; align-items: end; }
.dark-statement h2 { max-width: 780px; margin-bottom: 0; font-family: Georgia, "Times New Roman", serif; font-size: clamp(48px, 6vw, 88px); font-weight: 400; letter-spacing: -.06em; }
.belief-list { border-top: 1px solid rgba(255,255,255,.17); }
.belief-list div { display: grid; grid-template-columns: 160px 1fr; gap: 25px; padding: 24px 0; border-bottom: 1px solid rgba(255,255,255,.17); }
.belief-list strong { color: var(--coral); }
.belief-list span { color: rgba(255,255,255,.6); }

.faq-section { background: var(--paper); }
.faq-grid { display: grid; grid-template-columns: minmax(300px, .7fr) minmax(0, 1.15fr); gap: 10vw; }
.faq-grid h2 { max-width: 540px; font-size: clamp(50px, 5.5vw, 76px); }
.accordion { border-top: 1px solid var(--line); }
.accordion-item { border-bottom: 1px solid var(--line); }
.accordion button { width: 100%; display: flex; justify-content: space-between; gap: 28px; padding: 28px 0; border: 0; background: none; color: var(--ink); text-align: left; cursor: pointer; }
.accordion button span { font-size: 21px; font-weight: 800; letter-spacing: -.02em; }
.accordion button b { color: var(--coral-dark); font-size: 24px; font-weight: 500; }
.accordion-panel { padding: 0 50px 30px 0; }
.accordion-panel p { max-width: 650px; color: var(--muted); line-height: 1.75; }

.cta-band { background: var(--coral); }
.cta-band-inner { min-height: 320px; display: flex; align-items: center; justify-content: space-between; gap: 60px; }
.cta-band .eyebrow { color: var(--ink); }
.cta-band h2 { margin-bottom: 0; font-size: clamp(46px, 6vw, 82px); }

.page-hero { min-height: 580px; display: flex; align-items: flex-end; padding: 110px 0 90px; background: var(--ink); color: var(--white); }
.page-hero-grid { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(280px, .45fr); gap: 11vw; align-items: end; }
.page-hero h1 { max-width: 900px; margin-bottom: 28px; font-size: clamp(63px, 8vw, 112px); letter-spacing: -.07em; }
.page-hero p { max-width: 760px; color: rgba(255,255,255,.66); font-size: clamp(18px, 1.8vw, 23px); line-height: 1.6; }
.page-hero-note { padding: 28px 0 4px; border-top: 1px solid rgba(255,255,255,.3); }
.page-hero-note span { display: block; margin-bottom: 14px; color: var(--coral); font-size: 11px; font-weight: 900; letter-spacing: .16em; text-transform: uppercase; }
.page-hero-note p { font-size: 15px; line-height: 1.6; }
.claims-hero { background: #181716; }
.contact-hero { background: #151517; }
.about-hero { background: #1b1918; }
.legal-hero { min-height: 450px; }
.legal-hero h1 { max-width: 950px; }

.coverage-detail { background: var(--paper); }
.coverage-detail-dark { background: var(--ink); color: var(--white); }
.coverage-detail-grid { display: grid; grid-template-columns: minmax(320px, .75fr) minmax(0, 1.15fr); gap: clamp(70px, 10vw, 150px); }
.coverage-detail-heading { position: relative; }
.coverage-detail-heading .detail-number { position: absolute; top: -38px; right: 0; color: rgba(17,17,19,.08); font-size: clamp(110px, 13vw, 180px); font-weight: 900; line-height: 1; }
.coverage-detail-dark .detail-number { color: rgba(255,255,255,.07); }
.coverage-detail-heading h2 { position: relative; margin-bottom: 28px; font-size: clamp(48px, 5vw, 76px); }
.coverage-detail-heading p { position: relative; max-width: 520px; color: var(--muted); font-size: 18px; line-height: 1.75; }
.coverage-detail-dark .coverage-detail-heading p { color: rgba(255,255,255,.59); }
.coverage-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.coverage-detail-dark .coverage-list { border-color: rgba(255,255,255,.15); }
.coverage-list article { min-height: 250px; padding: 34px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.coverage-detail-dark .coverage-list article { border-color: rgba(255,255,255,.15); }
.coverage-list h3 { margin-bottom: 18px; font-size: 29px; }
.coverage-list p { color: var(--muted); line-height: 1.7; }
.coverage-detail-dark .coverage-list p { color: rgba(255,255,255,.59); }
.specialty-callout { background: var(--coral); }
.specialty-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(340px, .65fr); gap: 9vw; align-items: end; }
.specialty-grid h2 { max-width: 780px; margin-bottom: 0; font-size: clamp(52px, 6.5vw, 88px); }
.specialty-grid p { margin-bottom: 30px; font-size: 19px; line-height: 1.7; }
.disclosure-section { padding-block: 55px; background: var(--paper-deep); }
.disclosure-grid { display: grid; grid-template-columns: 220px 1fr; gap: 50px; align-items: start; }
.disclosure-grid strong { font-size: 13px; text-transform: uppercase; letter-spacing: .1em; }
.disclosure-grid p { max-width: 900px; color: var(--muted); font-size: 14px; }

.claim-steps { background: var(--white); }
.claim-step-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.claim-step-grid article { min-height: 330px; padding: 32px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.claim-step-grid article > span, .value-grid article > span { display: block; margin-bottom: 80px; color: var(--coral-dark); font-size: 12px; font-weight: 900; letter-spacing: .15em; }
.claim-step-grid h3, .value-grid h3 { font-size: 30px; }
.claim-step-grid p, .value-grid p { color: var(--muted); }
.claim-kit-section { background: var(--ink); color: var(--white); }
.claim-kit-grid { display: grid; grid-template-columns: minmax(0, .9fr) minmax(400px, .8fr); gap: 10vw; align-items: start; }
.claim-kit-grid h2 { max-width: 680px; font-size: clamp(50px, 6vw, 80px); }
.check-list { margin: 0; padding: 0; list-style: none; border-top: 1px solid rgba(255,255,255,.18); }
.check-list li { display: flex; gap: 18px; padding: 22px 0; border-bottom: 1px solid rgba(255,255,255,.18); color: rgba(255,255,255,.75); }
.check-list span { color: var(--coral); font-weight: 900; }
.claims-support-grid, .manifesto-grid, .audience-grid { display: grid; grid-template-columns: minmax(0, .95fr) minmax(360px, .75fr); gap: 10vw; }

.value-section { background: var(--ink); color: var(--white); }
.value-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); border-top: 1px solid rgba(255,255,255,.16); border-left: 1px solid rgba(255,255,255,.16); }
.value-grid article { min-height: 330px; padding: 34px; border-right: 1px solid rgba(255,255,255,.16); border-bottom: 1px solid rgba(255,255,255,.16); }
.value-grid p { color: rgba(255,255,255,.59); }
.audience-section { background: var(--white); }
.audience-cards { border-top: 1px solid var(--line); }
.audience-cards article { padding: 27px 0 30px; border-bottom: 1px solid var(--line); }
.audience-cards h3 { margin-bottom: 11px; font-size: 27px; }
.audience-cards p { color: var(--muted); }

.contact-section { background: var(--paper); }
.contact-layout { display: grid; grid-template-columns: minmax(290px, .6fr) minmax(0, 1.18fr); gap: clamp(65px, 10vw, 150px); align-items: start; }
.contact-aside { position: sticky; top: 130px; }
.contact-aside h2 { margin-bottom: 22px; font-size: clamp(45px, 5vw, 69px); }
.contact-aside > p { margin-bottom: 48px; color: var(--muted); font-size: 17px; }
.contact-promise { display: grid; grid-template-columns: 42px 1fr; gap: 16px; padding: 24px 0; border-top: 1px solid var(--line); }
.contact-promise > span { color: var(--coral-dark); font-size: 11px; font-weight: 900; letter-spacing: .12em; }
.contact-promise strong { display: block; margin-bottom: 7px; }
.contact-promise p { color: var(--muted); font-size: 14px; }
.contact-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); overflow: hidden; }
.contact-form, .form-success { padding: clamp(30px, 5vw, 66px); }
.form-heading { display: flex; align-items: end; justify-content: space-between; gap: 30px; margin-bottom: 46px; }
.form-heading .eyebrow { margin-bottom: 12px; }
.form-heading h2 { margin-bottom: 0; font-size: clamp(38px, 4vw, 56px); }
.form-heading > span { color: var(--muted); font-size: 12px; }
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px 22px; }
.field { display: flex; flex-direction: column; }
.field-wide { grid-column: 1 / -1; }
.field label { margin-bottom: 9px; font-size: 12px; font-weight: 900; letter-spacing: .06em; text-transform: uppercase; }
.field label span, .consent strong { color: var(--coral-dark); }
.input, .select, .textarea { width: 100%; border: 1px solid #cbc5bb; border-radius: 0; background: var(--white); color: var(--ink); padding: 15px 16px; outline: none; transition: border-color .2s ease, box-shadow .2s ease; }
.input, .select { min-height: 54px; }
.textarea { min-height: 170px; resize: vertical; }
.input:focus, .select:focus, .textarea:focus { border-color: var(--ink); box-shadow: 0 0 0 3px rgba(255,90,69,.19); }
.validator { display: block; margin-top: 7px; color: #a3291e; font-size: 12px; font-weight: 700; }
.field-meta { display: flex; justify-content: space-between; gap: 20px; margin-top: 7px; color: var(--muted); font-size: 11px; }
.honeypot { position: absolute !important; left: -10000px !important; width: 1px !important; height: 1px !important; overflow: hidden !important; }
.consent { display: grid; grid-template-columns: 20px 1fr; gap: 12px; align-items: start; margin: 34px 0; color: var(--muted); font-size: 13px; line-height: 1.6; cursor: pointer; }
.consent input { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--coral); }
.form-actions { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding-top: 30px; border-top: 1px solid var(--line); }
.form-actions small { max-width: 320px; color: var(--muted); }
.submit-button { border: 0; min-width: 190px; }
.form-message, .validation-summary { display: block; margin: 0 0 25px; padding: 15px 18px; border-left: 4px solid #b12f24; background: #fff1ef; color: #7e211a; font-size: 14px; }
.validation-summary ul { margin: 8px 0 0; padding-left: 20px; }
.form-success { min-height: 640px; display: flex; flex-direction: column; align-items: flex-start; justify-content: center; }
.success-mark { width: 66px; height: 66px; display: grid; place-items: center; margin-bottom: 34px; border-radius: 50%; background: var(--coral); font-size: 30px; font-weight: 900; }
.form-success h2 { margin-bottom: 22px; font-size: clamp(48px, 6vw, 78px); }
.form-success p { max-width: 570px; margin-bottom: 34px; color: var(--muted); font-size: 18px; }

.legal-section { background: var(--white); }
.legal-layout { display: grid; grid-template-columns: 250px minmax(0, 760px); gap: 100px; align-items: start; }
.legal-layout aside { position: sticky; top: 130px; display: flex; flex-direction: column; align-items: flex-start; }
.legal-layout aside a { padding: 8px 0; color: var(--muted); font-size: 14px; text-decoration: none; }
.legal-layout aside a:hover { color: var(--ink); }
.legal-copy .lead { margin-bottom: 52px; font-size: 23px; color: var(--ink); }
.legal-copy h2 { margin: 52px 0 16px; font-size: 35px; scroll-margin-top: 130px; }
.legal-copy p { color: var(--muted); line-height: 1.8; }

.site-footer { padding: 80px 0 26px; background: var(--paper-deep); }
.footer-grid { display: grid; grid-template-columns: minmax(300px, 1.5fr) .55fr .9fr; gap: 8vw; padding-bottom: 65px; }
.footer-brand img { width: 300px; margin-bottom: 22px; }
.footer-brand p { max-width: 410px; color: var(--muted); font-size: 17px; }
.footer-grid > div:not(.footer-brand) { display: flex; flex-direction: column; align-items: flex-start; }
.footer-label { margin-bottom: 18px; color: var(--coral-dark); font-size: 11px; font-weight: 900; letter-spacing: .16em; text-transform: uppercase; }
.footer-grid a { padding: 6px 0; font-size: 14px; font-weight: 700; text-decoration: none; }
.footer-grid a:hover { text-decoration: underline; }
.footer-small { margin-top: 19px; color: var(--muted); font-size: 11px; line-height: 1.65; }
.footer-bottom { display: flex; justify-content: space-between; gap: 25px; padding-top: 22px; border-top: 1px solid var(--line); color: var(--muted); font-size: 11px; letter-spacing: .04em; text-transform: uppercase; }

.js [data-reveal] { opacity: 0; transform: translateY(22px); transition: opacity .7s ease, transform .7s cubic-bezier(.22,.61,.36,1); transition-delay: calc(var(--reveal-delay, 0) * 90ms); }
[data-reveal-delay="1"] { --reveal-delay: 1; }
[data-reveal-delay="2"] { --reveal-delay: 2; }
[data-reveal-delay="3"] { --reveal-delay: 3; }
.js [data-reveal].is-visible { opacity: 1; transform: none; }

@media (max-width: 1040px) {
  :root { --shell: min(100% - 40px, 920px); }
  .primary-nav { gap: 22px; }
  .hero-copy { width: 72vw; }
  .section-heading, .dark-statement-grid, .page-hero-grid, .coverage-detail-grid, .claim-kit-grid, .claims-support-grid, .manifesto-grid, .audience-grid { gap: 60px; }
  .claim-step-grid, .value-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .contact-layout { grid-template-columns: 300px 1fr; gap: 45px; }
}

@media (max-width: 820px) {
  :root { --shell: calc(100vw - 32px); }
  .announcement { justify-content: flex-start; }
  .site-header { height: 74px; backdrop-filter: none; -webkit-backdrop-filter: none; }
  .brand { position: relative; z-index: 3; width: 245px; }
  .nav-toggle { display: block; position: relative; z-index: 3; }
  .nav-toggle[aria-expanded="true"] { position: fixed; top: 18px; right: 16px; }
  .nav-toggle[aria-expanded="true"] > span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
  .nav-toggle[aria-expanded="true"] > span:nth-child(2) { opacity: 0; }
  .nav-toggle[aria-expanded="true"] > span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }
  .primary-nav { position: fixed; z-index: 2; inset: 0; display: flex; flex-direction: column; align-items: flex-start; justify-content: center; gap: 8px; padding: 95px 32px 40px; background: var(--paper); opacity: 0; visibility: hidden; transform: translateY(-12px); transition: opacity .25s ease, transform .25s ease, visibility .25s; }
  .primary-nav.is-open { opacity: 1; visibility: visible; transform: none; }
  .primary-nav > a:not(.button) { font-size: clamp(36px, 8vw, 58px); line-height: 1.1; letter-spacing: -.045em; }
  .primary-nav .button { margin-top: 24px; }
  .home-hero { min-height: 690px; align-items: flex-end; }
  .hero-art { background-image: linear-gradient(90deg, rgba(17,17,19,.96), rgba(17,17,19,.62)), url("images/hero-protection.webp"); background-position: 60% center; opacity: .8; }
  .hero-inner { padding: 90px 0 75px; }
  .hero-copy { width: 100%; }
  .hero h1 { font-size: clamp(62px, 16vw, 100px); }
  .quick-lines-inner { justify-content: space-between; overflow: hidden; }
  .quick-lines i { display: none; }
  .split-intro, .process-grid, .dark-statement-grid, .faq-grid, .page-hero-grid, .coverage-detail-grid, .specialty-grid, .claim-kit-grid, .claims-support-grid, .manifesto-grid, .audience-grid, .contact-layout, .legal-layout { grid-template-columns: 1fr; }
  .split-intro, .process-grid, .dark-statement-grid, .faq-grid, .coverage-detail-grid, .specialty-grid, .claim-kit-grid, .claims-support-grid, .manifesto-grid, .audience-grid, .contact-layout { gap: 55px; }
  .process-sticky, .contact-aside, .legal-layout aside { position: static; }
  .section-heading { grid-template-columns: 1fr; gap: 24px; }
  .coverage-grid { grid-template-columns: 1fr; }
  .coverage-card { min-height: auto; }
  .line-icon { margin-bottom: 48px; }
  .page-hero { min-height: 620px; }
  .page-hero-note { max-width: 500px; }
  .coverage-detail-heading .detail-number { top: -25px; }
  .contact-card { border-radius: 16px; }
  .legal-layout { gap: 50px; }
  .legal-layout aside { display: none; }
  .footer-grid { grid-template-columns: 1.4fr .7fr; }
  .footer-grid > div:last-child { grid-column: 1 / -1; }
}

@media (max-width: 570px) {
  :root { --shell: calc(100vw - 26px); }
  .section { padding: 78px 0; }
  .announcement { min-height: 42px; font-size: 10px; }
  .announcement a { margin-left: auto; }
  .brand { width: 214px; }
  .hero-inner { padding: 75px 0 65px; }
  .hero h1 { font-size: clamp(57px, 18vw, 82px); }
  .hero-copy > p { font-size: 18px; }
  .button-row { flex-direction: column; align-items: stretch; }
  .button-row .button { width: 100%; }
  .hero-note { margin-top: 34px; font-size: 10px; }
  .quick-lines-inner { min-height: 60px; gap: 12px; font-size: 9px; letter-spacing: .1em; }
  .split-intro h2, .manifesto-grid h2, .claims-support-grid h2, .audience-grid h2, .section-heading h2, .faq-grid h2, .coverage-detail-heading h2, .claim-kit-grid h2 { font-size: clamp(42px, 13vw, 58px); }
  .coverage-card { padding: 30px 25px 38px; }
  .process-steps article { grid-template-columns: 40px 1fr; }
  .belief-list div { grid-template-columns: 1fr; gap: 4px; }
  .cta-band-inner { min-height: 360px; align-items: flex-start; justify-content: center; flex-direction: column; gap: 32px; }
  .page-hero { min-height: 600px; padding: 90px 0 68px; }
  .page-hero h1 { font-size: clamp(55px, 16vw, 78px); }
  .coverage-list, .claim-step-grid, .value-grid { grid-template-columns: 1fr; }
  .coverage-list article { min-height: auto; }
  .claim-step-grid article, .value-grid article { min-height: 275px; }
  .disclosure-grid { grid-template-columns: 1fr; gap: 12px; }
  .form-grid { grid-template-columns: 1fr; }
  .field-wide { grid-column: auto; }
  .contact-form, .form-success { padding: 30px 21px; }
  .form-heading { align-items: flex-start; flex-direction: column; gap: 8px; }
  .form-actions { align-items: stretch; flex-direction: column; }
  .submit-button { width: 100%; }
  .field-meta { flex-direction: column; gap: 3px; }
  .footer-grid { grid-template-columns: 1fr; gap: 42px; }
  .footer-grid > div:last-child { grid-column: auto; }
  .footer-bottom { flex-direction: column; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
  [data-reveal] { opacity: 1; transform: none; }
}